Bridging Ghana’s SME financing divide.
TG Finance and Leasing Ghana Limited is a non-bank financial institution under TG Holdings, repositioning as Ghana's most innovative, tech-enabled and SME-focused leasing and financial partner.
Operating against a GHS 40 billion SME credit gap, TGFL delivers flexible, asset-backed solutions to small and medium enterprises, transport operators, agribusinesses, healthcare professionals and entrepreneurs — digital-first, and human-centred.
TGFL's SME financing includes working-capital loans, invoice discounting, revenue-based repayment and contract financing. Leasing covers vehicle lease-to-own, equipment leasing for clinics, schools and retailers, fleet management and solar leasing.
Digital lending products include micro-asset financing and Momo-backed microloans for informal traders and gig workers — all with mobile onboarding, Momo repayment, AI-driven credit scoring and embedded insurance.
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The details that make TG Finance a company clients, partners and the group can rely on.
A flexible, SME-first approach tailored to Ghana's informal and formal business landscape.
Digital-first access across web, mobile and agent channels, with Momo repayments.
Bundled solutions combining leasing, insurance, GPS tracking and advisory.
AI-driven credit scoring using alternative and behavioural data.
Strategic partnerships with fintech platforms, trade associations and vehicle dealers.
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